Google PlusFacebookTwitter

Practical and Helpful Tips: Options

on Dec 25, 2017 in Health Care & Medical

Share On GoogleShare On FacebookShare On Twitter

Learn More About Covered California Obamacare

The Covered California refers to the health insurance marketplace in California, USA, in accordance with the Patient Protection and Affordable Care Act, enabling small businesses and individuals to avail of health insurance at federally subsidized rates. The government of California administers Covered California by an independent agency. In September 2010, the California Health Benefit Exchange was created when then-Governor Arnold Schwarzenegger prioritized Obamacare. Covered California is the place where Californians can obtain a brand-name health insurance under the Patient Protection and Affordable Care Act and Obamacare.

In California under Covered California, the insurance companies that participate in individual and family exchange as of 2017 include Sharp Health Plan, Valley Health Plan (owned by Santa Clara County), Western Health Advantage, Anthem Blue Cross of California, Blue Shield of California, Health Net, Kaiser foundation health Plan, L.A. Care Health Plan, Molina Healthcare, Oscar Health, Chinese Community Health Plan, and Brand New Day. All Californians can sign up for Covered California’s open enrollment that starts each fall, or anytime during the year because of life-changing events such as giving birth, moving or relocation, or getting married. In order to qualify for assistance under the Obamacare, a household should have an income that ranges 0% to 400% of FPL or Federal Poverty Level.

For determining if you are qualified for the Covered California Health Exchange, you can check on the Obamacare income guidelines chart basing on the Federal Poverty Level online. According to the Obamacare Income Guidelines and salary restrictions, an individual earns less than $47,520 in a year, or a family makes less than $97,200 per year, they may qualify for government assistance basing on their income, and a greater amount of government assistance is available if a family has a lower household net income. How are pregnant women covered by the exchange? Basing on the Obamacare income limits guidelines and restrictions, pregnant women qualify for Covered California if her household earnings is more than 138% to 213%. Children under 19 years old may qualify to enroll on Obama Care California plans for MediCal when the family household income is 266% or less. Failure to present any proof of income such as bank statement or pay stub may lose your Obamacare subsidy or health coverage.

Indeed, the Covered California Obamacare is very helpful of Californians which is considered as medicare simplified, providing health care benefits for low-income earners in California. The Covered California website is your resource hub for Obamacare or Medicare and Fresno insurance simplified. Be an informed California citizen, know your rights and benefits, feel free to visit our website or homepage for related articles now! Every Californian deserve quality healthcare, so learn more about Obamacare and take advantage of it now!