File your claim at to get $5 million Guaranteed Fund and more benefits from Coventry Health Care PPO Insurance Settlement. By contrast, the McCain Republican strategy for health care reform would first emphasize market reforms aimed at making the system affordable so more Americans can be part of the system and he claims that there would be no additional upfront cost. That would reduce the price of family health insurance but would also increase federal spending by the same amount.
All of the candidates, Republican and Democratic, called for most of what is on the Obama cost containment list; expanding health information technology, improving prevention and better management of chronic conditions, and a more vibrant health insurance market. Obama is unique in calling for catastrophic reinsurance coverage in order to reduce the cost of family health insurance. This idea, first proposed by Senator Kerry in his failed bid for the presidency, would have the federal government absorb a large portion of the highest cost claims thereby taking these costs out of the price of health insurance.
Obama’s assertion that covering more people would reduce the overall cost of insurance is likely correct because it would mean less uncompensated care that would have to be shifted onto the rest of the system. Creating a National Health Insurance Exchange.” This would be a government-run marketing organization that would sell insurance plans directly to those who did not have an employer plan or public coverage.
Since the McCain health plan emphasizes making the insurance system affordable before ensuring widespread coverage as the first priority, one could argue that Obama would make gains toward near universal care well before McCain. Obama follows the Democratic health care template by building on existing private and public programs such as employer health insurance, private individual health insurance, Medicare, and Medicaid. This is unlike the Republican approach that would refashion the private market by providing incentives to encourage a reinvigorated individual health insurance platform focused on personal choice and responsibility ( see McCain post).
An employer pay or play” provision that would require an employer to either provide health insurance or contribute toward the cost of a public plan. Obama would provide premium subsidies to individuals and families who are not eligible for employer-based care or a government program. In Europe they have a way of explaining the general philosophy toward universal health care for all.