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Short Course on Insurance – What You Should Know

on Nov 1, 2016 in Health Care & Medical

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Important Things To Remember About The European Health Insurance Card

This EHIC card or technically known as the European Health Insurance Card are cards that are provided to tourists and travelers when they visit places in Europe. These EHIC cards are provided for people who need to travel at the same time need some health care services when they are traveling. Here are some of the key points that you have to know about these EHIC cards.

These are free cards for your needs

The first and one of the most significant thing that you have to know about these EHIC cards or European Health Insurance Cards is the fact that they can be acquired for free. They can be able to obtain these EHIC cards or European Health Insurance Cards through the websites and you will never be asked for payment. There could be instances when you might be asked payment for these EHIC cards or European Health Insurance Cards, but for certain these are not the cards that are state funded.

Medical processes are not always free when availed

In line with the same processes and health care services that the citizens in the country you visited can get, people and tourists who have these EHIC cards or European Health Insurance Cards can be able to get the same services that are provided for them. There are instances, however, that these services are not given for free. For instance, the patients need to pay the costs of a dental care but the costs will already be discounted. There are also instances when the services are required to be paid in the phase of prescription and other types of treatment since the locals are also doing the same. There are cases though that refund is available when you return to your home country to enjoy these EHIC cards or European Health Insurance Cards.

It is recommended for tourists and patients to make sure that they do not work on the assumption that they can be given completely free medical care, because there certainly are costs and these cards are shown to provide foreigners with privilege to have health care, because some countries do not allow them.

The card is only working in European trips

These EHIC cards can be used when visiting areas in Europe and not particularly anywhere else, it is important to get this noted. These EHIC cards cannot be used around Asia and the Americas for instance. Be sure that you as the tourist should be able to pair these cards up with the real tourist insurances such as dealing with lost finances, misplaced baggage and other instances, because this card covers health care.

For larger issues and medical needs, these cards have to be studied when it comes to the need for medical repatriation.

Another Source: wikipedia reference